Irs Uniform Lifetime Table 2024 Example. The easiest way to get a rough estimate of your rmd is to use the irs’ “uniform lifetime table,” which accounts for your life expectancy based on various. For example, joe retiree, who is age 80, a widower and whose ira was worth $100,000 at the end of last year, would use the uniform lifetime table.

Your rmd depends on several factors. You’ll use the irs uniform lifetime table.